Please read these terms and conditions carefully. By accessing this website, you agree to be bound by the terms and conditions below. These Terms of Use as well as the information and materials contained in the O’Neil Financial Website (“Website”) are subject to change at any time, and without notice. O’Neil Financial may add or remove features from the Website at any time and in our sole discretion. Continued access to the Website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified. For this reason we encourage you to review these Terms of Use whenever you visit this website. The last date these Terms of Use were revised is set forth above.
All information available through this website is the property of O’Neil Financial (the “Company”) or its information providers and is protected by copyright and intellectual property laws. All rights reserved.
You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the information be used in connection with creating, promoting, trading or marketing financial instruments or products without the express written consent of O’Neil Financial or its licensors. You are entitled to use the information it contains for your private, non-commercial use only.
O’Neil Financial operates this website to provide information, related features and services (the “Service”). The terms and conditions set forth herein (the “Terms of Use”) constitute a legally binding agreement between the Company and you regarding the terms on which the Company offers you access to Service.
If you do not agree to be bound by these Terms of Use, you are not authorized to access or use this website for any purpose.
No Offer and Suitability
All information and materials published, distributed or otherwise made available on the Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the Website constitutes an offer, a solicitation, or a recommendation to buy or sell any investment instruments, to affect any transactions, or to conclude any legal act of any kind.
O’Neil Financial does not provide investment, legal or tax advice through the Website and nothing herein should be construed as being financial, legal, tax or other advice. O’Neil Financial does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the Website. When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.
Third party exchange data, if any, may not be downloaded, printed or redistributed for any purposes whatsoever. Re-distribution includes, without limitation, making any such materials and information available via the Internet or via any other electronic means of access.
Notices of Restrictions on Your Use
The Service, the website and all data and information and/or content that you see, hear or otherwise experience on the website (the “Content”) belongs to the Company, its partners, affiliates, contributors or third parties and may be protected by U.S. and international copyright, trademark, intellectual property and other laws. Content provided by third parties is used on the website with the permission of such third parties. You may download, print and store selected portions of the Content, provided that you (1) do not copy or post the Content on any network computer or transmit, distribute, publish or broadcast the Content in any media, including without limitation, a website; and (2) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any copied or downloaded Content is transferred to you as a result of any such copying or downloading. The Company reserves complete title and full intellectual property rights in any Content you copy or download from this website. You agree not to alter, modify, reformat, copy, download, reproduce, duplicate, display, distribute, repost, transmit, publish, license, sell, rent, transfer or create derivative works from any Content obtained from the website or the Service, except as expressly permitted by these Terms of Use. Moreover, you may not use any of the marks appearing throughout this website without express written consent from the trademark owner, except as permitted by applicable law.
Access
You agree that (i) you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements you have with us, and (ii) in circumstances where locations of this Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals. You agree that you will not use any robot, spider, other automatic device or manual process to monitor or copy our web pages, data or the content contained herein or for any other unauthorized purpose without our prior expressed written permission.
The information and services provided on this Website are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where O’Neil Financial is not authorized to provide such information or services. Some products and services described in this Website may not be available in all jurisdictions or to all clients. You may use the Website only for lawful purposes, and you agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation.
Links
The Website may contain third party content or links to third party websites. The content and links are provided solely for your convenience and information. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by O’Neil Financial of any information contained in any third-party web site. O’Neil Financial has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third-party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness, or your use of or inability to use such site. O’Neil Financial shall have no liability for third party content or websites or websites linking to or framing the O’Neil Financial Website. You should also be aware that the terms and conditions of such site and the site’s privacy policy may be different from those applicable to your use of this Website.
Intellectual Property Rights
O’Neil Financial, and its affiliates, retain all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the Website. Individual pages and/or sections of the Website may be printed for personal or internal use only, and provided that such printouts retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the Website for commercial or public purposes, without the prior written permission of O’Neil Financial. Systematic retrieval of content from the Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without the prior written permission from O’Neil Financial is strictly prohibited.
No Warranty
By agreeing to grant you access, the Company does not obligate ourselves to do so or to maintain this site, or to maintain it in its present form, and we expressly reserve the right to modify, suspend or terminate your access privileges. You agree and understand that we may, in our sole discretion and without any prior notice, close this website or deny you access to it and delete any files which you may maintain at this site and any information which you may choose to post here. The information on this website is provided “as is.” You expressly agree to assume total responsibility and risk for your use of the website and the service. The company makes no express or implied warranties, representations or endorsements whatsoever with respect to the website or the service. The company expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and noninfringement, with regard to the website, the service or any information or content contained therein (including third-party information). The company shall not be liable for any loss or damage arising either directly or indirectly from any use of the website, the service or any information or content contained therein (including third-party information). It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all information or content provided by the website or the service.
No Liability
If you are dissatisfied with the website or any content on the website, or with the terms of use, your sole and exclusive remedy is to discontinue using the website. You acknowledge, by your use of the website, that your use of the website is at your sole risk. You understand and agree that under no circumstances will the company be liable for any damages whatsoever, including, but not limited to, (i) any direct, incidental, consequential, exemplary or indirect damages (including, but not limited to, damages for loss of business profits, business interruption, loss of data, programs or information, and the like) arising out of the use of or inability to use the website, the service, or the information or content provided therein, (ii) any claim attributable to errors, omissions or other inaccuracies in the website, the service and/or information or content contained therein or downloaded through the website, (iii) unauthorized access to or alteration of your transmissions or data, (iv) statements or conduct of any third party on the website or the service, or (v) any other matter relating to the website or the service, even if the company has been advised of the possibility of such damages. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the above limitations may not apply to you. In such states, the company’s liability is limited and warranties are excluded to the greatest extent permitted by law.
User Conduct
You agree not to take any action that interferes with the proper working of the website; imposes an unreasonable or disproportionately large load on the website’s infrastructure; might compromise the security of the website; render the website or the Service inaccessible to others; or otherwise cause damage to the website or any Content contained on the website. You agree not to add to, subtract from or otherwise modify the Content on the website except as expressly authorized by the Company in these Terms of Use or by a written agreement between you and the Company.
Privacy
Your use of the Website is subject to the O’Neil Financial Privacy Policy. By accessing or using the Website, you understand and agree that O’Neil Financial may collect and retain personal or other information about you or the device you use to access the Website. You acknowledge and agree that if you choose to reject our cookies, some or all parts of the Website may not function properly or may not be accessible.
Indemnification
You agree to defend, indemnify, and hold harmless O’Neil Financial and its affiliates, and each of their respective directors, officers, partners, employees, agents, successors, and assigns from and against all losses, liabilities, damages, claims and expenses, including attorneys’ fees, arising out of, relating to, or resulting from your violation of these Terms of Use or misuse of the Website, including such violation or misuses conducted by your employee or agent.
Termination
You agree that O’Neil Financial may, to the extent feasible, in its sole discretion, and without prior notice, terminate your access to or use of any portion of our Website at any time and for any reason, with or without cause. You also agree that any violation by you of these Terms of Use will constitute an unlawful and unfair business practice that will cause irreparable harm to O’Neil Financial for which monetary damages would be inadequate. You consent to O’Neil Financial’ obtaining any injunctive or equitable relief that O’Neil Financial deems necessary or appropriate in such circumstances, without the need for a bond. These remedies are in addition to any other remedies O’Neil Financial may have at law or in equity.
O’Neil Financial specializes in asset protection, financial planning, and retirement planning services. We have been serving hundreds of clients throughout the Metro Detroit area and throughout the United States for over 65 years combined.